Actually, moaning, complaining, and being ungrateful is what makes EU and US a successful stateship.
Try Indonesia, where the government rarely gives a shit. Or any other developing countries for instance. They say they want to listen, but when they had enough, they complain back that we are being ungrateful for living such shitty conditions. Yes we are indeed shittier than most EU countries, but that's what keeps us going, no?
You'd be lucky if you can report missing car, let alone having it returned. Oh and medical bills, your monthly salary, no wait, annual salary for a mid-level office workers like me won't be able to afford it. That's why you'll need tons of other extra incomes, like investments in commodities (precious metals), bonds, mutual funds, and stock market trading.
Education? Mind you, a decent school is pretty far from good living locations. The closer one are usually not that good, so you'll opt for private schools, which costs you a month worth of salary. And it doesn't guarantee you anything. These "international school" (Indonesians are suckers for "international" bullshit, probably they internationally par it to Malawian standards) boasts educations in English (from teachers who are far worse than TheTA0123), use foreign curriculum (usually British or US, taught by unqualified and people who couldn't care less about education), and the most defining characteristics of all: expensive.
So to keep the thread alive.